Decoding Client Reliability

Introducing The Client Credit Score System

The Problem: Not All Sales Are Equal

Two clients place an order for $100,000. Are they equally valuable?

Client A

Pays 50% upfront

Financial Risk: Low

Client B

Requires extended installments, often pays late

Financial Risk: High ⚠️

The Solution: Data-Driven Decisions

The Credit Score

An objective system to quantify client risk and reward reliability, protecting our cash flow.

How It Works: A Weighted System

We measure five key behaviors, giving more importance to the ones that impact our business the most.

Deep Dive: Frequency vs. Volume

Who is a more predictable and stable partner for our business?

Client A: High Volume

Orders $1.2M once a year

Score Impact: Good

Client B: High Frequency

Orders $100k every month

Score Impact: Excellent

The Score Tiers

Each client is assigned a score from 0-100, placing them into clear, actionable tiers.

90+

A+ (Prime)

Offer best terms, discounts.

Keda enta 7abibi we kaf2a!
75-89

A (Reliable)

Standard, safe credit terms.

60-74

B (Average)

Monitor payments, consider deposits.

40-59

C (High-Risk)

Require mandatory deposits.

< 40

D (Cash-Only)

Pre-payment or COD only.

TOTO Ala Kapoto!

The Benefits

💵

Protect Cash Flow

Minimize risk by identifying and managing unreliable payers before they become a problem.

🏆

Reward Loyalty

Objectively identify your best clients and offer them premium terms and discounts.

📈

Standardize Decisions

Remove guesswork and emotion from credit decisions, creating a fair system for all.

A Smarter Partnership

By understanding our clients better, we build stronger, more profitable, and more secure business relationships.

Thank You

Let's build a more secure future, together.